Construction is a dangerous line of work.
No matter how vigilant you are, you depend on others to use the same amount of common sense.
In some cases, they don’t.
Through no fault of your own, you can suffer a serious or even life-threatening injury.
You might not be able to return to work, sometimes for a long time, other times forever.
Find a Construction Accident Lawyer to Help File Your Claim
When you file a claim against your company’s insurance, you begin a process of negotiation with your company’s insurance company. Sometimes the insurance company doesn’t play fair. Sometimes your own company doesn’t play fair. It’s therefore imperative to have the skilled construction accident lawyers at Fadduol, Cluff, Hardy, & Conaway, P.C. manage your claim. We can ensure that your claim is not devalued or denied and that you get the compensation that you deserve.
Why Insurance Companies Deny Workers Compensation Claims
There are a number of reasons that an insurance company can give for denying a workers compensation claim. Those include:
Your injury did not happen at work.
An insurance company can claim that your injury happened elsewhere or it was only aggravated by your job.
You didn’t file your claim in time.
To be safe, you should inform your employer of the injury as soon as it happens. Too often a seemingly “minor” injury can turn out to be must worse than you anticipated.
After an injury, your employer and their insurance company will generally ask for a drug test. If it comes back positive, they will deny your claim. This is despite the fact that you may not have been intoxicated at the time of the accident. It’s important to tread lightly here.
Approved medical providers.
The company and its insurance company will likely give you a list of approved medical providers. You must comply with this request, but having a skilled construction accident attorney on your side can mitigate the damage that a biased doctor can do.
You were goofing off.
If it turns out that your injury was not caused by a work-related accident the insurance company may deny your claim.
In addition, when construction accidents occur, it is quite possible that your employer has a lot to lose.
Their premiums could increase and this could cut into their profit margins. They can dispute the claim based on any of the grounds listed above. They can try to blame the accident on your own negligence.
If their insurance company can find a valid reason to deny your claim, they will. Having a construction accident attorney manage your claim greatly reduces their ability to devalue your claim or attempt to blame you for the accident.
Contact a New Mexico Construction Accident Attorney Today
If you’ve suffered injuries in a construction accident, there’s a lot at stake for both you and your family. The construction accident attorneys at FCHC will help manage your claim and ensure you get a fair settlement from the insurance company. Reach out now and we can begin working on your case today.