Finding a Car Accident Lawyer in Texas or New Mexico
Nobody imagines they’ll be in a serious car accident.
When it happens, it’s normal to wonder what’s next? Where should you turn?
You’re facing serious injuries, and the accident wasn’t even your fault.
Will you be able to recover financial compensation? After all, you’ve got lots of medical bills, lost work, you’re in a lot of pain.
The dedicated accident and injury lawyers at FCHC want to help. Tell us about your case, and we’ll get to work getting you what you’re owed.
Texas Car Accidents
Texas is one of the biggest states in the country. In some areas, car accidents are a serious problem. For example, there are many fatal crashes around Odessa and the oil fields covering much of the state. A serious car accident or oil field injury can be life-changing. At FCHC, we’re ready to help.
After a car accident in Texas, our team will go to work for you. We’ll handle negotiations with the insurance company so you don’t have to worry about it. Whether you were hit by a tanker trunk leaving the oil field, a drunk driver, or someone else, we can help.
Car Accidents in New Mexico
New Mexico ranks 2nd in the country among states with the most dangerous roads. We fall just behind Florida for car accident statistics. In addition, the state has a serious drinking problem. While it’s not quite as bad as Wisconsin’s, it tends to have a worse outcome. Each year, the state loses more citizens to alcohol-related deaths than any other state in the country. Despite that, New Mexico only ranked 10th for the number of drunken driving arrests.
Drivers face another challenge: distracted driving. With the presence of infotainment systems, cell phones, texting, and Uber drivers fiddling with their app, distracted driving accidents have skyrocketed in the past 10 years.
If you’ve sustained injuries in a car accident, the auto accident attorneys at FCHC P.C. can help you recover damages from the other party. The more extensive your injuries, the more important it is that you have a team of skilled attorneys capable of managing your claim.
Car Accident Claims and Dealing with Insurance Companies
Once you file a claim with the other party’s auto insurance, the insurance company processes the claim. For those who have sustained serious injuries, it’s imperative to have a skilled Albuquerque auto accident lawyer manage the situation. Insurance companies employ adjusters who use software that tells them how much your case is worth. In actuality, this software may devalue your claim.
Since auto insurance companies operate for profit, their main goal is to make money – not honor claims. If they have an excuse to devalue your claim, they will take it. It’s your Albuquerque car accident attorney’s job to ensure that doesn’t happen.
What Does Car Insurance Cover?
When you file a claim against another party’s car insurance, that policy must repay specific damages to the extent of the other party’s liability, negligence, or fault. However, the policy only covers the other party up to a specific amount. In New Mexico, the minimum liability amount is:
- $25,000 for the bodily injuries of one person,
- $50,000 for the bodily injuries of all those in the car,
- And $10,000 for property damage.
In Texas, these are slightly different:
- $30,000 for each injured person
- $60,000 per accident total for all injured people
- $25,000 for property damage per accident
Contact a Car Accident Attorney Today
If you’ve sustained serious injuries, you want to ensure that your claim is paid to the extent possible. If the other driver’s coverage does not pay off all your damages, you need a lawyer who can file suit against the at-fault party. The Albuquerque auto accident attorneys at FCHC can ensure an insurance adjuster doesn’t shortchange you. Reach out, tell us your story, and we can begin working on your case today.